AI CJIB Assistant
Your intelligent guide through fines, payment plans, and the collection process. Understand your rights, avoid escalation, and find solutions.
The Collection Landscape
Fines as a Debt Driver
The Central Judicial Collection Agency (CJIB) collects approximately 9 million fines annually on behalf of the Public Prosecution Service, courts, and administrative bodies. While essential for the rule of law, the system creates a vicious cycle for vulnerable citizens: a single unpaid traffic fine can escalate through surcharges, licence seizure, vehicle impoundment, and ultimately detention — transforming a €100 fine into a €1,000+ problem.
Many citizens are unaware of their options: payment plans, objection procedures, or hardship provisions. Complex legal language and tight deadlines mean that people who need help most are least likely to find it in time. AI CJIB Assistant bridges this gap with 24/7 accessible, plain-language guidance.
How Fines Escalate
Without timely action, a single fine can escalate through five stages. AI CJIB Assistant helps at every step.
Six Modules for Complete Guidance
Fine Explanation
Understand your fine: Wahv (Mulder), criminal sanction, administrative fine. What type, what amount, what options.
Payment Plans
Pay in instalments. Conditions, application process, what happens if you miss a payment.
Objection & Appeal
Challenge your fine. Deadlines (6 weeks Wahv, 14 days criminal), procedure at magistrate's court, CJIB vs Public Prosecution.
Surcharges & Enforcement
First and second surcharges, detention, licence seizure, vehicle impoundment. How to prevent escalation.
Compensation & Confiscation
Victim compensation through CJIB (VOT scheme), confiscation orders, payment procedures.
Payment Hardship
Cannot pay at all? CJIB hardship procedure, debt counselling referral, settlement options, protection from escalation.
Built for Everyone
👤 Citizens
Understand your fine, explore options, meet deadlines. Plain language, no jargon, available 24/7 when stress is highest.
🏛️ Municipalities
Support residents navigating CJIB processes. Reduce pressure on social services and debt counselling intake.
⚖️ Legal Aid Organisations
First-line triage for CJIB-related questions. Free up capacity for complex cases requiring personal attention.
💰 Debt Counsellors
Tool for clients to understand their CJIB obligations. Supports informed conversations during intake.
⚠️ Important Notice
AI CJIB Assistant provides information and guidance about CJIB procedures and fines. It does not replace professional legal advice or direct contact with the CJIB. For binding decisions, payment arrangements, or urgent matters, always contact the CJIB directly (088-22 83 800) or seek qualified legal counsel. No personal data is stored or processed.
Navigate Fines with Confidence
AI CJIB Assistant — plain-language guidance for fines, payment plans, and the collection process. Demo coming soon.
AI CJIB Assistant
Your intelligent guide through fines, payment plans, and the collection process. Understand your rights, avoid escalation, and find solutions.
The Collection Landscape
Fines as a Debt Driver
The Central Judicial Collection Agency (CJIB) collects approximately 9 million fines annually on behalf of the Public Prosecution Service, courts, and administrative bodies. While essential for the rule of law, the system creates a vicious cycle for vulnerable citizens: a single unpaid traffic fine can escalate through surcharges, licence seizure, vehicle impoundment, and ultimately detention — transforming a €100 fine into a €1,000+ problem.
Many citizens are unaware of their options: payment plans, objection procedures, or hardship provisions. Complex legal language and tight deadlines mean that people who need help most are least likely to find it in time. AI CJIB Assistant bridges this gap with 24/7 accessible, plain-language guidance.
How Fines Escalate
Without timely action, a single fine can escalate through five stages. AI CJIB Assistant helps at every step.
Six Modules for Complete Guidance
Fine Explanation
Understand your fine: Wahv (Mulder), criminal sanction, administrative fine. What type, what amount, what options.
Payment Plans
Pay in instalments. Conditions, application process, what happens if you miss a payment.
Objection & Appeal
Challenge your fine. Deadlines (6 weeks Wahv, 14 days criminal), procedure at magistrate’s court, CJIB vs Public Prosecution.
Surcharges & Enforcement
First and second surcharges, detention, licence seizure, vehicle impoundment. How to prevent escalation.
Compensation & Confiscation
Victim compensation through CJIB (VOT scheme), confiscation orders, payment procedures.
Payment Hardship
Cannot pay at all? CJIB hardship procedure, debt counselling referral, settlement options, protection from escalation.
Built for Everyone
👤 Citizens
Understand your fine, explore options, meet deadlines. Plain language, no jargon, available 24/7 when stress is highest.
🏛️ Municipalities
Support residents navigating CJIB processes. Reduce pressure on social services and debt counselling intake.
⚖️ Legal Aid Organisations
First-line triage for CJIB-related questions. Free up capacity for complex cases requiring personal attention.
💰 Debt Counsellors
Tool for clients to understand their CJIB obligations. Supports informed conversations during intake.
⚠️ Important Notice
AI CJIB Assistant provides information and guidance about CJIB procedures and fines. It does not replace professional legal advice or direct contact with the CJIB. For binding decisions, payment arrangements, or urgent matters, always contact the CJIB directly (088-22 83 800) or seek qualified legal counsel. No personal data is stored or processed.
Navigate Fines with Confidence
AI CJIB Assistant — plain-language guidance for fines, payment plans, and the collection process. Demo coming soon.