AI for Finance & Business
From banking compliance and insurance claims to accountancy automation and financial advisory — AI that transforms risk into competitive advantage.
The Compliance Imperative
DNB SAFEST + EU AI Act
DNB’s six SAFEST principles (Soundness, Accountability, Fairness, Ethics, Skills, Transparency) now meet the EU AI Act’s high-risk classification for credit scoring and insurance. Financial institutions must be compliant by August 2026 — or face penalties up to 7% of global turnover.
AI Arms Race in Fraud
Dutch insurers detected 9,000+ fraud cases in 2024, but criminals are now using AI to forge documents and claims. The sector needs AI-powered detection that matches the sophistication of AI-generated fraud — deepfake invoices, synthetic IDs, and manipulated doctor declarations.
Bunq Ruling: Legal Clarity
The landmark 2024 Dutch court ruling in favour of neobank Bunq confirmed that AI-driven AML monitoring is legally valid. This opened the door for automated KYC, perpetual risk scoring, and near-real-time transaction monitoring — with proper human oversight.
Four AI Products for Finance & Business
Purpose-built AI assistants for banking compliance, insurance operations, accountancy practices, and financial advisory — each designed for the Dutch regulatory landscape.
AI Compliance Officer
AI-powered compliance assistant for banks, payment providers, and financial institutions. Automates KYC onboarding, AML screening, sanctions checks, and ongoing customer risk monitoring — aligned with DNB/AFM expectations and the Wwft.
Reduces false positives in transaction monitoring, flags genuine risks, and generates audit-ready documentation. Human-in-the-loop architecture ensures every flagged case receives expert review.
AI Claims Analyst
Intelligent claims processing and fraud detection for insurers. Analyses incoming claims against historical patterns, detects AI-manipulated documents (forged invoices, fake declarations), and routes legitimate claims for fast settlement.
Built on DNB’s SAFEST principles. Integrates with existing claims systems and the Extern Verwijzingsregister (EVR). Every fraud flag is reviewed by a human expert before action is taken.
AI Boekhouder
AI-powered bookkeeping assistant for accountancy firms and MKB enterprises. Automatically categorises transactions, suggests correct ledger accounts and VAT rates, detects anomalies, and generates real-time financial insights — not just retrospective reports.
Shifts the accountant’s role from data entry to strategic advisory. Integrates with Dutch accounting software (Exact, Yuki, Twinfield, Basecone) and learns from each correction to improve accuracy over time.
AI Financial Advisor
Intelligent client engagement platform for financial advisors, asset managers, and wealth management firms. Prepares client meeting briefs, analyses portfolio changes, generates regulatory reports, and answers complex product questions — all in context.
Compliant with AFM conduct rules on consumer protection. Prevents “nudging” towards unsuitable products. Supports Wft obligation for transparent advice documentation and meets MiFID II suitability requirements.
Built for Dutch Financial Regulation
The Dutch financial sector operates under some of the strictest regulatory oversight in Europe. DNB and AFM jointly supervise AI use, with the Autoriteit Persoonsgegevens (AP) designated as national AI Act coordinator. Our solutions are designed from the ground up for this multi-regulator environment.
Every product meets DNB’s SAFEST framework, AFM conduct rules, GDPR requirements, and the EU AI Act’s high-risk classification for financial AI systems. Human-in-the-loop is not an afterthought — it is the architecture.
GDPR / AVG
EU AI Act
No Data Storage
Human-in-the-Loop
DNB SAFEST
Transform Financial Services with AI
Explore how AI can strengthen compliance, detect fraud faster, and free your professionals for higher-value advisory. Contact us for a demonstration or strategic consultation.